Ford Auto Financing

Welcome to Murphy Ford’s Automotive Finance Center!

Murphy Ford’s efficient and no pressure business office is here to assist you with all your financing or leasing needs. We offer a variety of benefits and services to help keep your vehicle healthy and happy for as long as you own it, whether you purchased here or not. Whether you have great credit or credit challenged, we can help you get into the car of your dreams. Our office is always open to help you with a smooth and pressure free buying experience. We strive for 150% customer satisfaction. Stop in and let us show you how easy it can be at Murphy Ford.


Buying vs. Leasing (A Brief Overview)

In making the decision on whether to buy or lease your new car, it is helpful to understand the primary differences between the two options. As follows is a brief overview for your consideration.


When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales tax in cash or roll them into your auto loan and pay an interest rate on the balance of the loan. Generally, your first payment is due a month after you sign your contract. This option may fit those who plan to keep their car for a long period of time and have a need to put unlimited miles on the vehicle.


When you lease, you are paying for only what you use of the vehicle. You do not have to put money down and sales tax will be included as part of your monthly lease payment. Your lease payment is determined in part on a money factor that is similar to the interest rate on a loan. You make your first lease payment at the time you sign your contract.

We hope this is helpful to determine which option best fits your situation. Our trained finance staff is available to give you further information about leasing or financing your next vehicle.

Get the best car loan for you!

Fast, convenient online financing
Competitive rates & terms

Questions? Call (610) 572-4491

Payment Calculator


Payment Details

Estimated Amount Financed:


New vehicle pricing includes all offers and incentives. Tax Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site errors do occur so please verify information with a customer service rep. This is easily done by calling us at (610) 572-4491 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a {terms_used} month term {rate_used}% interest and {down_payment_used}% downpayment.

Order your FREE Credit Report

Contact one of the three major credit reporting agencies to get your credit report, including your credit score:

Toll-free: 800-685-1111

Toll-free: 888-397-3742

Toll-free: 877-322-8228