Finance

Ford Auto Financing

Welcome to Murphy Ford’s Automotive Finance Center!

Murphy Ford’s efficient and no pressure business office is here to assist you with all your financing or leasing needs. We offer a variety of benefits and services to help keep your vehicle healthy and happy for as long as you own it, whether you purchased here or not. Whether you have great credit or credit challenged, we can help you get into the car of your dreams. Our office is always open to help you with a smooth and pressure free buying experience. We strive for 150% customer satisfaction. Stop in and let us show you how easy it can be at Murphy Ford.

GET PRE-APPROVED IN SECONDS MURPHY FORD’S VIP PLATINUM PROTECTION

Buying vs. Leasing (A Brief Overview)

In making the decision on whether to buy or lease your new car, it is helpful to understand the primary differences between the two options. As follows is a brief overview for your consideration.

BUYING

When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales tax in cash or roll them into your auto loan and pay an interest rate on the balance of the loan. Generally, your first payment is due a month after you sign your contract. This option may fit those who plan to keep their car for a long period of time and have a need to put unlimited miles on the vehicle.

LEASING

When you lease, you are paying for only what you use of the vehicle. You do not have to put money down and sales tax will be included as part of your monthly lease payment. Your lease payment is determined in part on a money factor that is similar to the interest rate on a loan. You make your first lease payment at the time you sign your contract.

We hope this is helpful to determine which option best fits your situation. Our trained finance staff is available to give you further information about leasing or financing your next vehicle.

Get the best car loan for you!

Fast, convenient online financing
Competitive rates & terms

Questions? Call (610) 245-9200

Payment Calculator

Custom

Payment Details

Estimated Amount Financed:
--
--
«
--
--
»
--
--
Does not include Sales Tax and Fees

Order your FREE Credit Report

Contact one of the three major credit reporting agencies to get your credit report, including your credit score:

Equifax
equifax.com
Toll-free: 800-685-1111

Experian
experian.com
Toll-free: 888-397-3742

TransUnion
transunion.com
Toll-free: 877-322-8228